Family Support
Helping Families Access the Support They’re Entitled To
Many families are missing out on financial help simply because they don’t realise what’s available. Whether you’re raising children, caring for someone, adjusting to a life change or managing on a lower income, there may be support designed to ease the pressure.
Below is an overview of schemes and benefits that could help strengthen your household finances.
Healthy Start Scheme
If you’re pregnant or have children under four and receive certain benefits, you could get help towards the cost of fruit, vegetables, milk and vitamins.
Free School Meals
Depending on your income and benefits, your child may be entitled to free school meals, helping reduce household costs and ensuring children receive a healthy meal during the school day.
30 Hours Free Childcare
Eligible working parents of 9 months –4 year olds may be able to access up to 30 hours of funded childcare per week, reducing nursery and childcare expenses.
Child Benefit
If you’re responsible for raising a child under 16 (or under 20 if they stay in approved education), you could receive regular payments to help with everyday costs.
Tax-Free Childcare
For every £8 you pay into your childcare account, the government adds £2 — up to £2,000 per child each year — helping reduce the cost of childcare.
Council Tax Support
Depending on your income and circumstances, you may be able to reduce your council tax bill through your local authority.
Pension Credit
If you’re over State Pension age and on a low income, Pension Credit can top up your weekly income. It may also unlock additional support with housing costs, council tax and energy bills.
Help to Save
If you receive certain benefits, you can earn a government bonus of up to 50% on the money you save over four years. A simple way to build a financial cushion.
Household Support Fund
Local councils may provide emergency financial support for essentials such as food, clothing or energy costs if you’re struggling.
Blue Badge
If you or a family member has a disability or health condition affecting mobility, you may qualify for a Blue Badge to help with parking and accessibility.
Carer’s Allowance
If you care for someone for at least 35 hours a week, you may be eligible for financial support to recognise your caring responsibilities.
Bereavement Support Payment
If your partner has died, you may be entitled to financial support to help manage during an incredibly difficult time.
A Quick Note
Entitlement depends on your personal circumstances, income and benefits. The information above is intended as general guidance. Always check the official GOV.UK website for the most up-to-date eligibility criteria.
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Copyright 2026 © Kim Jelley
Supporting families to save money and helping employers strengthen their workplaces through practical financial wellbeing support.